PEO questions, answered

A PEO (Professional Employer Organization) co-employs your workforce so you can offer large-group benefits, run payroll, and stay compliant without building a full HR department. You keep day-to-day control of your people; the PEO handles benefits, payroll, workers' comp, and HR compliance through a co-employment relationship.

An independent PEO broker shops multiple PEOs on your behalf, compares them line by line, and recommends the best fit, instead of selling you one provider. ONYX is paid the same regardless of which PEO you choose, so the recommendation reflects your interests, not a sales quota.

The audit and comparison are free. ONYX is compensated by the PEO you select, the same model as an insurance broker, so your pricing is not marked up for using us. If you decide not to switch, you owe nothing.

Going direct gets you one quote from one salesperson. ONYX runs your requirements across the top PEOs, negotiates because they know they're competing, and gives you transparent, line-by-line pricing. Most clients save 15–40% on total people cost versus their starting point.

Typically 3–5 business days from receiving your census and current rates to a side-by-side comparison of your best PEO options.

No. ONYX is independent and benchmarks five vetted national PEOs (plus specialized options where they fit better), so the recommendation is based on your company, not a single provider relationship.

You're still a strong candidate. Many clients move to a PEO for the first time to access large-group benefits, offload multi-state compliance, and cut workers'-comp and benefits costs. ONYX models the move against your current in-house setup.

ONYX focuses on growing companies with roughly 50 to 400 employees, where large-group benefits leverage and offloaded compliance deliver the most value before an in-house department becomes economical.

Done right, no. ONYX times transitions to your renewal, models the new plan against your current one before you commit, and manages onboarding so there's no coverage gap, our flagship client moved 100+ employees with zero disruption.

Savings come from large-group benefits pricing, consolidated workers'-comp programs, Section 125 plan design, and removing the cost of building HR, payroll, and compliance in-house. ONYX breaks the savings out by employee group so you see exactly where they come from.