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ONYX Business Advisors
Free tool

PEO cost savings calculator

See a directional estimate of what a better-fit PEO could save you each year. Adjust the inputs to match your business.

120
$68,000
20%

Your controllable people cost, the part a better PEO can move. 18–25% is typical.

Estimated annual savings

$244,800$652,800

per year, on roughly $1,632,000 of controllable people cost

Total annual payroll
$8,160,000
Controllable people cost
$1,632,000
Savings range applied
15% – 40%
Get my exact numbers →

Estimate only, based on prior client ranges. Your actual savings depend on your census, current rates, and plan design, which the free audit measures precisely.

The short answer

Most companies ONYX works with save 15–40%of their controllable people cost. The calculator applies that range to the benefits, admin, and workers'-comp slice of your payroll, the part a competitive PEO process can actually move.

About this calculator

How does the PEO cost savings calculator work?

It applies a 15–40% savings range to your controllable people cost, the benefits, admin, and workers'-comp portion of payroll, not your total payroll. You set your headcount, average wage, and controllable percentage, and it shows an estimated annual savings range.

Is the estimate accurate?

It's a directional estimate based on prior client ranges. Actual savings depend on your census, current rates, and plan design. ONYX's free audit replaces the estimate with exact numbers in 3–5 business days.

Turn the estimate into exact numbers.

Get a free, no-pressure PEO audit. We'll compare your current setup against the top PEOs and show you the savings in 3–5 business days.